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Continuing education without taking out loans?

Continuing education without taking out loans?
I've been making a living as a freelance artist, but I've been kind of stuck on a treadmill doing the same work and not really advancing either professionally or monetarily. Many higher-paying gigs require certification or degrees in a certain field, and the nature of the business is changing with newer technology and applications. I'd like to go back to school to update my skills, and was accepted into a highly reputable school with a high placement rate, but unfortunately I cannot afford the tuition on my own; cannot afford to take a break from work due to living expenses (I don't have much in savings) and found I am ineligible for federal grants because I "made too much", even though a large chunk of what I make goes into paying self employment taxes, work-related expenses and health insurance costs. I don't have family I could stay with and am living entirely on my own. I would need to have some extra money not only to afford tuition, but to be able to afford living expenses while focusing on school. Is there any solution to this situation? I'm tired of being stuck on the treadmill but I don't really want to go into more debt by taking out loans.
Posted Apr 17, 2008 12:28 AM
Posted Apr 18, 2008 10:32 AM
You mentioned continuing education, but you weren't specific what you are seeking. Is it technical skills for updating computer skills, going for a MBA, etc? There are schools here in the area that offer courses one night a week that may meet your need.

If it is the technical area check out NIT or schools similar to that. If it is MBA then check into Phoenix University or similar schools to see what they offer. It may take awhile doing one class at a time over a strech but it may be beneficial and fit your need.

I went back to school in my 40's and it took several years to complete to make it work with family, career and other things but it was well worth it.
Leslie Schneider
SACS Consulting
Contributing Editor COSE Mindspring
Personal/Professional Development
sacsconsulting.com
Posted Apr 18, 2008 10:32 AM
You mentioned continuing education, but you weren't specific what you are seeking. Is it technical skills for updating computer skills, going for a MBA, etc? There are schools here in the area that offer courses one night a week that may meet your need.

If it is the technical area check out NIT or schools similar to that. If it is MBA then check into Phoenix University or similar schools to see what they offer. It may take awhile doing one class at a time over a strech but it may be beneficial and fit your need.

I went back to school in my 40's and it took several years to complete to make it work with family, career and other things but it was well worth it.
Leslie Schneider
SACS Consulting
Contributing Editor COSE Mindspring
Personal/Professional Development
sacsconsulting.com
Posted Apr 20, 2008 07:45 PM
It sounds like you might be able to use some help in the business management area. COSE offers classes on various aspects of business that may help you run your business more profitably. Secondly, if you do need to go back to school, what about taking evening courses? You could still work. It wouldn't be easy, but lots of people do it. You may also need to find a school that is more affordable. Are you a member of COSE's Arts Network or Home Business Network? The Networks are a good way to meet other people in similar situations.

Hope some of this helps.
Good luck!
Jeanne Bluffstone
Bluffstone Public Relations
Mindspring Contributing Editor
Chair of the Advisory Committee of COSE's Home Business Network
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