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    <title>COSE Finance</title>
    <link>/discussion</link>
    <description></description>
        <item>
      <title>Hedge Funds</title>
      <link>http://www.cosemindspring.com/discussion/finance/hedge-funds</link>
      <description><![CDATA[It's hard to get traditional bank loans these days...what are the pros and cons of using a hedge fund? ]]></description>
    </item>
        <item>
      <title>Lines of Credit</title>
      <link>http://www.cosemindspring.com/discussion/finance/lines</link>
      <description><![CDATA[In regards to commericial lending, what are your thoughts regarding a company securing a line of credit and or increasing their existing, even if the need is not immediate - there is some paperwork & cost involved? ]]></description>
    </item>
        <item>
      <title>Protecting My Assets</title>
      <link>http://www.cosemindspring.com/discussion/finance/protecting</link>
      <description><![CDATA[What can you do to protect your assets, and ensure those assets will be there for your loved ones? And if I am the sole owner of my business, and did not have a succession plan, what would happen to my business? ]]></description>
    </item>
        <item>
      <title>Taxes</title>
      <link>http://www.cosemindspring.com/discussion/finance/taxes</link>
      <description><![CDATA[Is it true that if you make less than $3k at a part-time job and it's just 1 job that you do not need to file taxes?]]></description>
    </item>
        <item>
      <title> Small Business Financing</title>
      <link>http://www.cosemindspring.com/discussion/finance/small-business</link>
      <description><![CDATA[Will the current housing mortgage foreclosure issues affect small business lending practices and if so how? ]]></description>
    </item>
        <item>
      <title>what is the effects of Chinese products on small business in the U.S.</title>
      <link>http://www.cosemindspring.com/discussion/finance/what-effects-chinese</link>
      <description><![CDATA[I want to know if the small business has been effected by the increase of Chinese products in the U.S. I want to know if it has effected it in a Positive way or in a negative way. I also would like know if the U.S. has experienced any Job loss by the rise]]></description>
    </item>
        <item>
      <title>Bank Statements/Payroll Stubs</title>
      <link>http://www.cosemindspring.com/discussion/finance/bank-statementspayroll</link>
      <description><![CDATA[How long do you need to hold onto your bank statements and payroll stubs? I have boxes of paperwork collecting dust and taking up space in my house. How many years should I hold onto those things? Any other items you suggest holding onto or shredding and]]></description>
    </item>
        <item>
      <title>Current or new tax issues for Home Based Businesses</title>
      <link>http://www.cosemindspring.com/discussion/finance/current-issues-home-based</link>
      <description><![CDATA[I am interested in hearing about the "key" tax audit red flags and potential legal deductions for Home Based Businesses]]></description>
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